Multiple banks. Multiple currencies.
Receipts everywhere.
Zero clue where it all went.

Upload bank statements. Snap receipts and invoices. See everything categorized in seconds. No budgets. No spreadsheets. Just answers.

Core features free forever. No credit card needed.

Total Spent
-4,283 EUR
12% less than Mar
Top Category
Groceries
-812 across 3 banks
Receipts
23 scanned
19 auto-matched
Accounts
4 banks
EUR, SGD, USD
Recent Transactions
Continente
Groceries
-67.30
EDP Energia
Utilities
-142.50
Fabrica Coffee
Restaurants
-4.80
Spotify
Subscriptions
-10.99
Salary
Income
+3,200.00
Monthly Spending
JanFebMarAprMayJun JulAugSepOctNovDec

Three steps. Under a minute.

You've been doing this in spreadsheets like it's 2009. Stop.

Step 1

Upload or snap

Drop a bank statement (PDF, CSV, Excel) or snap a receipt on your phone. We auto-detect the bank and read the receipt.

Step 2

Sorted in seconds

Groceries, restaurants, subscriptions — categorized instantly. Correct one and it learns. Never fix the same thing twice.

Step 3

Answer "where did it go?"

Monthly breakdowns, annual trends, category splits. The answer to the question you ask every month but never resolve.

You don't need a budget.

Built for families — including those who cross borders

No goals, no guilt trips, no color-coded envelopes. Just clarity about where your money actually went.

Whole family, one dashboard

Invite your partner. Everyone sees the same picture — multiple bank accounts, one truth about your spending.

Supported banks (and growing)

Revolut, NovoBanco, ActivoBanco, and UOB today — drop the file, we auto-detect the format. More banks coming. Request yours.

Receipts and invoices? Snap or upload.

Take a photo on your phone or upload on desktop. AI reads the merchant, date, and total — then matches it to the right transaction.

Multi-currency, no math

EUR, SGD, USD, GBP — everything converts to your base currency automatically. Stop doing exchange rate math in your head.

Switching from YNAB?

Less work. Better insight. Actually free.

YNAB wants you to budget every dollar. We just show you where it went — automatically.

Auto-categorized, not manual

YNAB makes you assign every transaction by hand. Kassafy categorizes automatically — and learns when you correct it.

Core features free — not $99/year

YNAB charges $99/year after a trial. Kassafy's core features are free forever. No trial, no paywall surprise.

Insight, not homework

No envelope budgeting. No reconciliation rituals. Upload a statement, snap a receipt — see dashboards and trends instantly.

Built for multiple banks and currencies

YNAB connects to US/UK banks via Plaid. Kassafy works with any bank that gives you a statement file — across any country and currency.

Built by an expat family with bank accounts in Portugal, Singapore, and Sweden. If your finances look like a map, this is for you.

Made by people who actually have this problem.

You already have the bank statements and receipts.
We do the rest.

Upload your first bank statement or snap a receipt. See your spending sorted in under a minute. Core features free forever.